The home at 7 Fernwood Road in Monroe was destroyed by fire early on Friday morning.
When firefighters responded around 2 a.m. The family who lives in the house was not home and flames were shooting out of windows.
The fire was so intense it caused the top floor to collapse.
The fire department had to knock down the chimney to make it safe for firefighters to go inside and battle the blaze.
The cause is not yet known.